/* purposecenteredfinancial.com rebuild. Brand notes: pcfp/BRAND.md.
   Round 3 (Lucas 2026-10-21): no pills, chips, gradients, glows, glass, shadows at rest, accent-styled words,
   tiny tracked labels or step numbers (the anti-slop rules in taste-skill, the reference used for 48financial.com).
   PCFP's own type only: League Gothic (for the booklet's Bureau Grot Extra Compressed) and Jost (for its
   Mr Eaves Modern). Color comes from flat fields of the brand's navy, teal, green and orange; motion stays. */
:root {
  --navy: #00467f;
  --navy-deep: #013a67;
  --ink: #112c3a;
  --teal: #007491;
  --orange: #faa41a;
  --green: #96c93f;
  --paper: #f8f8f5;
  --teal-field: #e5f1f3;
  --green-field: #eef5e2;
  --text: #2c3b44;
  --muted: #5d6b73;
  --white: #ffffff;
  --display: 'League Gothic', 'Oswald', Impact, sans-serif;
  --sans: 'Jost', 'Futura', 'Century Gothic', Arial, sans-serif;
  --wrap: 1180px;
  --ease: cubic-bezier(.2, .7, .2, 1);
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--white); color: var(--text); font: 400 18px/1.6 var(--sans); -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: var(--navy); }
h1, h2, h3 { color: var(--ink); margin: 0; line-height: 1.1; font-weight: 500; }
p { margin: 0 0 1em; }
.wrap { width: min(var(--wrap), 100% - 48px); margin: 0 auto; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 16px; top: 16px; z-index: 100; background: var(--white); padding: 8px 12px; }

/* ---------- Header: one compact row that floats over the hero (white logo and links on a soft scrim) and
   turns solid white once you scroll (Lucas 2026-10-21). Address and email live in the footer. ---------- */
.site-header { --t: .55s; position: fixed; top: 0; left: 0; right: 0; z-index: 50; color: var(--white); transition: color var(--t) var(--ease); }
/* Two layers so the change animates (a gradient can't fade into a solid): the dark scrim fades out while the
   white bar slides down and fades in, all on one timing. */
.site-header::before, .site-header::after { content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none; transition: opacity var(--t) var(--ease), transform var(--t) var(--ease); }
.site-header::before { background: linear-gradient(rgba(0, 14, 24, .55), rgba(0, 14, 24, 0)); }
.site-header::after { background: var(--white); box-shadow: 0 1px 0 #e3e9ec; opacity: 0; transform: translateY(-100%); }
.site-header.is-scrolled { color: var(--ink); }
.site-header.is-scrolled::before { opacity: 0; }
.site-header.is-scrolled::after { opacity: 1; transform: none; }
.hdr { display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 24px; padding: 18px 0 30px; transition: padding var(--t) var(--ease); }
.is-scrolled .hdr { padding: 10px 0; }
.brand { position: relative; display: block; }
.brand img { width: 220px; height: auto; transition: width var(--t) var(--ease), opacity var(--t) var(--ease); }
.brand .logo-white { position: absolute; inset: 0; }
.brand .logo-color { opacity: 0; }
.is-scrolled .brand img { width: 160px; }
.is-scrolled .brand .logo-color { opacity: 1; }
.is-scrolled .brand .logo-white { opacity: 0; }
.nav { display: flex; justify-content: flex-end; gap: 2px; list-style: none; margin: 0; padding: 0; }
.nav a { display: block; padding: 6px 10px; color: inherit; text-decoration: none; font-size: 16px; white-space: nowrap; opacity: .92; transition: opacity .2s, color var(--t) var(--ease); }
.nav a:hover { opacity: 1; color: var(--orange); }
.nav a[aria-current="page"] { opacity: 1; font-weight: 500; box-shadow: inset 0 -2px 0 var(--orange); }
.hdr-meta { display: flex; align-items: center; gap: 20px; font-size: 14px; padding-left: 26px; border-left: 1px solid rgba(255, 255, 255, .35); white-space: nowrap; }
.hdr-meta { transition: border-color var(--t) var(--ease); }
.is-scrolled .hdr-meta { border-left-color: #dbe3e7; }
.hdr-meta a { color: inherit; text-decoration: none; opacity: .9; }
.hdr-meta a:hover { opacity: 1; color: var(--orange); }
.hdr-meta .to-48 { display: inline-flex; align-items: center; gap: 6px; font-weight: 500; opacity: 1; }
.hdr-meta .to-48 .arr { width: 14px; height: 14px; transition: transform .3s var(--ease); }
.hdr-meta .to-48:hover .arr { transform: translateX(4px); }
.nav-toggle { display: none; }

/* ---------- Buttons: quiet links. A short orange line that runs the full width on hover; the arrow moves. ---------- */
.btn { position: relative; display: inline-flex; align-items: center; gap: 10px; background: none; border: 0; padding: 0 0 7px; color: var(--navy); font: 500 18px/1.2 var(--sans); text-decoration: none; cursor: pointer; }
.btn::after { content: ""; position: absolute; left: 0; bottom: 0; height: 2px; width: 36px; background: var(--orange); transition: width .45s var(--ease); }
.btn:hover::after, .btn:focus-visible::after { width: 100%; }
.btn .arr { width: 17px; height: 17px; transition: transform .35s var(--ease); }
.btn:hover .arr { transform: translateX(6px); }
.btn-light, .field-navy .btn, .band-box .btn { color: var(--white); }

/* ---------- Hero ---------- */
.hero { position: relative; min-height: 100vh; min-height: 100svh; display: grid; place-items: center; overflow: hidden; color: var(--white); text-align: center; isolation: isolate; }
.hero-bg { position: absolute; inset: -4%; background: center/cover no-repeat; z-index: -2; animation: kenburns 24s ease-in-out infinite alternate; }
.hero::after { content: ""; position: absolute; inset: 0; z-index: -1; background: rgba(0, 18, 30, .22); }
@keyframes kenburns { from { transform: scale(1) translate(0, 0); } to { transform: scale(1.08) translate(-1.5%, 1%); } }
.hero-title { font: 400 clamp(46px, 6.3vw, 104px)/.95 var(--display); letter-spacing: .01em; text-transform: uppercase; color: var(--white); margin: 0; }
.hero-title .w { display: inline-block; opacity: 0; transform: translateY(40px); animation: rise .9s var(--ease) forwards; }
.hero-title sup { font-size: .3em; vertical-align: top; position: relative; top: .5em; }
@keyframes rise { to { opacity: 1; transform: none; } }
.reasons { position: relative; display: inline-block; margin-top: 26px; padding: 12px 56px; font: 300 clamp(24px, 3.4vw, 44px)/1.1 var(--sans); letter-spacing: .02em; opacity: 0; animation: fade 1s var(--ease) 1.2s forwards; }
.reasons svg { position: absolute; inset: 0; width: 100%; height: 100%; overflow: visible; }
.reasons rect { fill: none; stroke: rgba(255, 255, 255, .85); stroke-width: 1.5; stroke-dasharray: 2000; stroke-dashoffset: 2000; animation: draw 2.2s var(--ease) 1.4s forwards; }
@keyframes draw { to { stroke-dashoffset: 0; } }
@keyframes fade { to { opacity: 1; } }
.scroll-cue { position: absolute; bottom: 26px; right: 32px; width: 26px; height: 42px; border: 2px solid rgba(255, 255, 255, .7); border-radius: 14px; }
.scroll-cue::after { content: ""; position: absolute; left: 50%; top: 8px; width: 4px; height: 8px; margin-left: -2px; border-radius: 2px; background: var(--white); animation: cue 1.8s ease-in-out infinite; }
@keyframes cue { 50% { transform: translateY(12px); opacity: .2; } }

/* Interior page banner */
.banner { position: relative; padding: 200px 0 110px; color: var(--white); text-align: center; overflow: hidden; isolation: isolate; }
.banner .hero-bg { animation-duration: 30s; }
.banner::after { content: ""; position: absolute; inset: 0; z-index: -1; background: rgba(0, 40, 70, .45); }
.banner h1 { color: var(--white); font: 400 clamp(56px, 8vw, 110px)/.95 var(--display); text-transform: uppercase; letter-spacing: .01em; }
.banner p { font: 300 clamp(20px, 2.4vw, 28px)/1.3 var(--sans); margin: 14px 0 0; }

/* ---------- Sections: color is a whole field, never a fade ---------- */
.section { padding: 130px 0; }
.section-alt { background: var(--teal-field); }
.field-green { background: var(--green-field); }
.field-navy { background: var(--navy); color: #dfe9f1; }
.field-navy h2, .field-navy h3 { color: var(--white); }
.title-teal { color: var(--teal); text-align: center; font: 500 clamp(36px, 4vw, 52px)/1.1 var(--sans); letter-spacing: -.01em; margin-bottom: 64px; }
h2.h { font: 500 clamp(34px, 3.4vw, 46px)/1.1 var(--sans); letter-spacing: -.01em; color: var(--ink); margin-bottom: 22px; }
.lead { font: 300 24px/1.45 var(--sans); color: var(--ink); }
.eyebrow { display: none; }

.cards3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 48px; }
.card3 .img { overflow: hidden; aspect-ratio: 4 / 3; }
.card3 img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease); }
.card3:hover img { transform: scale(1.06); }
.card3 h3 { font: 400 46px/1 var(--display); text-transform: uppercase; letter-spacing: .02em; margin: 22px 0 8px; }
.card3 p { min-height: 3.2em; }

.split { display: grid; grid-template-columns: 1.1fr 1fr; gap: 72px; align-items: center; }
.split.flip { grid-template-columns: 1fr 1.1fr; }
.split.flip > :first-child { order: 2; }
.split .media { overflow: hidden; }
.split .media img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; transition: transform 1.4s var(--ease); }
.split .media:hover img { transform: scale(1.04); }
.ghost { position: relative; isolation: isolate; }
.ghost-num { position: absolute; right: -20px; top: -120px; z-index: -1; font: 400 280px/1 var(--display); color: rgba(0, 116, 145, .09); pointer-events: none; user-select: none; }

/* Photo band */
.band { position: relative; padding: 170px 0; overflow: hidden; isolation: isolate; text-align: center; }
.band-bg { position: absolute; inset: -20% 0; background: center/cover no-repeat; z-index: -1; will-change: transform; }
.band-box { display: inline-block; max-width: 560px; padding: 50px 52px; background: var(--navy); color: var(--white); text-align: left; }
.band-box h2 { color: var(--white); font: 400 52px/.95 var(--display); text-transform: uppercase; letter-spacing: .01em; }
.band-box p { font: 300 22px/1.4 var(--sans); margin: 16px 0 26px; }

/* Quotes */
.quote { max-width: 900px; margin: 0 auto; }
.quote blockquote { margin: 0; font: 300 clamp(26px, 2.8vw, 34px)/1.35 var(--sans); color: var(--ink); }
.quote blockquote::before { content: "\201C"; display: block; font: 400 140px/.55 var(--display); color: var(--orange); margin-bottom: 14px; }
.quote cite { display: block; margin-top: 18px; font: 500 17px/1 var(--sans); color: var(--teal); font-style: normal; }
.band .quote { background: var(--white); padding: 52px 48px; text-align: left; }

/* 4 Essentials (the booklet graphic, redrawn) */
.essentials-intro { display: grid; grid-template-columns: 320px 1fr; }
.believe { background: var(--green); color: var(--white); padding: 44px 34px; display: flex; flex-direction: column; justify-content: center; text-align: center; font: 300 24px/1.6 var(--sans); letter-spacing: .14em; text-transform: uppercase; }
.believe b { font: 400 46px/1.15 var(--display); letter-spacing: .06em; }
.purpose-art { background: var(--paper); display: grid; place-items: center; padding: 30px; }
.purpose-art svg { width: min(100%, 420px); height: auto; }
.purpose-art .sq { fill: none; stroke-width: 7; stroke-dasharray: 1100; stroke-dashoffset: 1100; transition: stroke-dashoffset 2.2s var(--ease); }
.purpose-art .sq2 { transition-delay: .5s; }
.purpose-art .lbl { font: 400 15px var(--display); letter-spacing: .14em; fill: var(--ink); opacity: 0; transition: opacity .8s ease 1.6s; }
.purpose-art .core { font: 400 34px var(--display); letter-spacing: .06em; fill: var(--green); opacity: 0; transition: opacity .8s ease 1.1s; }
.in .purpose-art .sq { stroke-dashoffset: 0; }
.in .purpose-art .lbl, .in .purpose-art .core { opacity: 1; }

.essential { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; padding: 70px 0; }
.essential:nth-of-type(even) > img { order: -1; }
.essential .num { display: none; }
.essential h3 { font: 400 76px/.9 var(--display); text-transform: uppercase; letter-spacing: .02em; color: var(--ink); margin-bottom: 14px; }
.essential:nth-of-type(4n+1) h3 { color: var(--teal); } .essential:nth-of-type(4n+2) h3 { color: #d98a0b; }
.essential:nth-of-type(4n+3) h3 { color: #6a9a22; } .essential:nth-of-type(4n) h3 { color: var(--navy); }
.essential .tag { font: 300 24px/1.4 var(--sans); color: var(--ink); margin-bottom: 16px; }
.essential .tag em { font-style: normal; font-weight: 500; }
.essential img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.essential blockquote { margin: 0 0 1em; font-weight: 300; font-size: 20px; color: var(--ink); }

/* Time, Talents, Treasures: one navy field, three columns */
.ttt { display: grid; grid-template-columns: repeat(3, 1fr); gap: 56px; }
.ttt-card h3 { font: 400 72px/.9 var(--display); text-transform: uppercase; letter-spacing: .02em; margin-bottom: 18px; }
.ttt-card h3 small { display: block; font: 300 22px/1.2 var(--sans); text-transform: none; letter-spacing: 0; color: #b9cfe0; margin-bottom: 4px; }
.ttt-card:nth-child(1) h3 { color: var(--orange); } .ttt-card:nth-child(2) h3 { color: var(--green); } .ttt-card:nth-child(3) h3 { color: #6fd0e4; }
.ttt-card strong { color: var(--white); font-weight: 500; }

/* Team: the four advisors larger on top, the five office staff below (as on the new 48financial.com) */
.team-grid { display: grid; gap: 32px; }
.team-adv { grid-template-columns: repeat(4, 1fr); }
.team-off { grid-template-columns: repeat(5, 1fr); gap: 24px; margin-top: 72px; }
.member .ph { overflow: hidden; aspect-ratio: 1; margin-bottom: 16px; }
.member img { width: 100%; height: 100%; object-fit: cover; transition: transform .8s var(--ease); }
.member:hover img { transform: scale(1.05); }
.member h3 { font: 500 22px/1.2 var(--sans); }
.team-off .member h3 { font-size: 19px; }
.member .role { color: var(--teal); font-size: 16px; line-height: 1.35; margin: 4px 0 10px; }
.member a { display: block; font-size: 15px; text-decoration: none; color: var(--ink); }
.member .email { position: relative; display: inline-block; margin-top: 4px; padding-bottom: 4px; color: var(--navy); font-weight: 500; }
.member .email::after { content: ""; position: absolute; left: 0; bottom: 0; height: 2px; width: 24px; background: var(--orange); transition: width .4s var(--ease); }
.member .email:hover::after { width: 100%; }

/* Contact + forms */
.contact-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 72px; }
.info dl { display: grid; grid-template-columns: auto 1fr; gap: 6px 18px; margin: 0 0 24px; }
.info dt { font-weight: 500; color: var(--ink); }
.info dd { margin: 0; }
.map { margin-top: 10px; aspect-ratio: 16 / 10; border: 0; width: 100%; }
.form h2 { font: 500 40px/1.1 var(--sans); letter-spacing: -.01em; margin-bottom: 24px; }
.form-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.form label { display: block; font-size: 16px; color: var(--ink); margin-bottom: 6px; }
.form input, .form textarea { width: 100%; padding: 14px; border: 0; border-bottom: 2px solid #cdd6db; background: var(--paper); font: inherit; transition: border-color .2s, background .2s; }
.form input:focus, .form textarea:focus { outline: none; border-bottom-color: var(--teal); background: var(--teal-field); }
.form textarea { min-height: 120px; margin-bottom: 20px; }
.form .full { grid-column: 1 / -1; }
.form .hp { position: absolute; left: -9999px; }
.form-done { display: none; padding: 24px; background: var(--green-field); }
.form.sent .form-body { display: none; }
.form.sent .form-done { display: block; }
.proto-note { font-size: 14px; color: var(--muted); margin-top: 12px; }

/* ---------- Footer: the name returns, flat navy ---------- */
.site-footer { background: var(--navy-deep); color: #dfe9f1; padding: 80px 0 44px; font-size: 15px; }
.foot-name { font: 400 clamp(54px, 8vw, 120px)/.9 var(--display); text-transform: uppercase; color: var(--white); margin: 0 0 56px; letter-spacing: .01em; }
.foot-name span { color: var(--orange); }
.foot { display: grid; grid-template-columns: 1fr 1fr 2.2fr; gap: 48px; }
.site-footer h4 { margin: 0 0 12px; font: 500 18px/1.2 var(--sans); color: var(--white); }
.site-footer a { color: var(--white); }
.site-footer ul { list-style: none; margin: 0; padding: 0; line-height: 1.8; }
.site-footer ul a { text-decoration: none; }
.site-footer ul a:hover { color: var(--orange); }
.legal { font-size: 13px; line-height: 1.6; color: #b9cfe0; }
.legal a { color: #dfe9f1; }

/* ---------- Reveal on scroll ---------- */
.rv { opacity: 0; transform: translateY(34px); transition: opacity .9s var(--ease), transform .9s var(--ease); }
.rv.from-left { transform: translateX(-46px); }
.rv.from-right { transform: translateX(46px); }
.rv.in { opacity: 1; transform: none; }
.rv-d1 { transition-delay: .12s; } .rv-d2 { transition-delay: .24s; } .rv-d3 { transition-delay: .36s; } .rv-d4 { transition-delay: .48s; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .rv, .hero-title .w, .reasons { opacity: 1 !important; transform: none !important; }
  .reasons rect, .purpose-art .sq { stroke-dashoffset: 0 !important; }
  .purpose-art .lbl, .purpose-art .core { opacity: 1 !important; }
}

/* ---------- Phones / tablets ---------- */
@media (max-width: 1180px) {
  .hdr-meta a:not(.to-48) { display: none; }
}
@media (max-width: 960px) {
  .hdr { grid-template-columns: 1fr auto; padding: 14px 0 22px; }
  .brand img { width: 180px; }
  .hdr-meta { display: none; }
  .nav-toggle { display: inline-flex; align-items: center; background: none; border: 1px solid currentColor; padding: 9px 14px; font: 500 15px var(--sans); color: inherit; cursor: pointer; }
  .nav { display: none; position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; background: var(--white); color: var(--ink); padding: 8px 24px 18px; }
  .nav.open { display: flex; }
  .cards3, .ttt, .split, .split.flip, .contact-grid, .foot, .essentials-intro, .essential { grid-template-columns: 1fr; }
  .split.flip > :first-child, .essential:nth-of-type(even) > img { order: 0; }
  .team-adv, .team-off { grid-template-columns: repeat(2, 1fr); }
  .essential { gap: 24px; padding: 48px 0; }
  .essential h3 { font-size: 60px; }
  .form-grid { grid-template-columns: 1fr; }
  .section { padding: 80px 0; }
  .band { padding: 100px 0; }
  .band-box, .band .quote { padding: 34px 26px; }
  .ghost-num { font-size: 160px; top: -50px; }
  .scroll-cue { display: none; }
}

/* Registered mark inside the condensed display face */
.band-box h2 sup, .foot-name sup { font-size: .32em; vertical-align: top; position: relative; top: .35em; margin-left: .05em; }

/* ---------- Scroll motion (approved by Lucas 2026-10-21) ---------- */
/* 4 Essentials photos wipe open sideways (alternating direction) */
.essential img { clip-path: inset(0 100% 0 0); transition: clip-path 1.3s var(--ease) .2s; }
.essential:nth-of-type(even) img { clip-path: inset(0 0 0 100%); }
.essential.in img { clip-path: inset(0 0 0 0); }
/* Quotes appear word by word, quickly */
.quote .wd { opacity: .08; transition: opacity .3s ease; transition-delay: calc(var(--i) * 22ms); }
.quote.in .wd { opacity: 1; }
/* Time, Talents, Treasures rise in turn */
.ttt-card h3 { opacity: 0; transform: translateY(56px); transition: opacity .8s var(--ease), transform 1s var(--ease); }
.ttt-card:nth-child(2) h3 { transition-delay: .3s; }
.ttt-card:nth-child(3) h3 { transition-delay: .6s; }
.ttt.in-all .ttt-card h3 { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .essential img { clip-path: none !important; }
  .quote .wd, .ttt-card h3 { opacity: 1 !important; transform: none !important; }
}
